Now is a great time to buy a home or refinance your current home. Get the Home Team Advantage AND up to $525 credit on your appraisal fees when you switch your home loan to Southern Bank.

Easy. Flexible. Fast. Home LoansSouthern Bank is Your Home Team AdvantageTM
We are here to help you every step of the way … from the down payment to the last payment … Southern Bank is on your side.

In person. Online. We’re with you.
Your Southern Bank mortgage team will guide you through every step of the process, starting with a financial snapshot, fast pre-qualification, guidance on choosing your dream home, and easy-to understand steps to make your dream home a reality.

Down Payment
We can help you plan and save for your down payment. We can also make sure you take full advantage of the down payment options available.

Pre-Loan Application
This quick step will tell you the loan amount you would qualify for and help you shop with confidence the homes that fit your price range.

Home Shopping
We know the market and we know the realtors. We can help you find the neighborhood that best fits your lifestyle and your budget.

The Process
Yes, there is paperwork to be done, but we will get you through it! We’ll help you navigate the sea of forms and documents to keep the process moving and your face smiling!

Closing
This is the big day when your house starts to become your home. We’ll make sure it’s fast and easy so you can get on to the next big step.

Move In
Nothing makes us happier than move in day. We’ll be there to celebrate with you!

And then...
For many banks, the closing is the end of the relationship. Not so with Southern Bank. We will continue to be with you for years to come. Whether you have questions, want to refinance, or are ready to move to your next house, we’ll be here for you.

All loan products are subject to credit approval.

Complete the fields below and a Southern Bank Home Team Advisor will contact you directly, or come in to your local branch and mention the Home Team Advantage!

For your security, do not include confidential information (including social security number, account number, personal financial information, etc.).

  1. Requires mortgage loan to be closed with Southern Bank. Appraisal discount credit will be applied at loan closing. Excludes credit cards. Cannot be combined with other offers. Subject to credit approval. Offer valid 6/1/19-12/31/19.