There is a time for everything, and this just might be a good time to say “Bye-bye,” to your old bank and to say “Hey!” to Southern Bank.

Whether you prefer to bank on the go or in the branch, you’ll like what Southern has for you. Every personal checking account comes with benefits you won’t find just anywhere, like free online banking, state-of-the-art mobile banking, mobile pay, and free online bill pay. Our very own Gold Checking* includes mega benefits, like ID theft protection, cell phone coverage, nationwide savings on travel, roadside assistance, dining services, and more.

Might as well move your home loan and business accounts while you’re at it. With interest rates at an all-time low, this is the perfect time to refinance your home at Southern Bank. If you have a business, large or small, we have a complete suite of business banking services to meet your every need.

So, say goodbye to the mega banks. Say Hey! to mega service at Southern Bank. Our interest is You. Always has been. Always will be.

Complete the fields below and have a Southern Bank Account Specialist contact you directly, or come in to your local branch and mention Say Hey! to Southern Bank and we'll get you started.

For your security, do not include confidential information (including social security number, account number, personal financial information, etc.).

The Details...

Personal -

Open a new Southern Bank checking account and receive:
$2001 when you establish a direct deposit.
$1001 when you complete any 2 of the following 3 items:

  • Sign up for Online Banking
  • Sign up for e-statements
  • Sign up for mobile banking (download and install)

$2501 for bringing an additional $50,000 or greater in deposits to Southern Bank.

Also, get up to $5254 off the appraisal fee of any new Southern Bank Mortgage Loan of $50,000 or greater.

And, get a 50%4 discount on the origination fee of any other new Southern Bank consumer loan of $20,000 or greater.

Business -

Open any new Southern Bank Business Checking account and receive:

  • $1002 incentive when you enroll in Business Online Banking or Southern BusinessPro™
  • $1003 incentive when you open any business line of credit
  • $1002 incentive when you enroll in the Southern Business Mobile App
  • $5003 incentive to any new business relationship customer that opens a business loan of at least $20,000
  1. We will credit your checking account within 30 days of completion of the actions listed. Actions must be completed within 120 days of account opening. Qualifying customers must visit any Southern Bank branch to confirm qualifications before receiving incentive credit. Offer good until 12/31/2019 or until further notice, whichever comes first. Offer available only for new checking account customers not already affiliated with Southern Bank beginning 6/3/2019. Limit one $550 bonus per personal and one $800 bonus per business customer. Bonus offer is voided if account closes within 180 days after opening.
  2. We will credit your business checking account within 30 days of completion of the actions listed. Actions must be completed within 120 days of account opening. Qualifying customers must visit any Southern Bank branch to confirm qualifications before receiving incentive credit. Offer good until 12/31/2019 or until further notice, whichever comes first. Offer available only for new checking account customers not already affiliated with Southern Bank beginning 6/3/2019. Limit one $550 bonus per personal and one $800 bonus per business customer. Bonus offer is voided if account closes within 180 days after opening.
  3. Requires loan outstanding balance to be funded to qualify for incentive. Excludes credit cards. Subject to credit approval.
  4. Requires mortgage loan to be closed with Southern Bank. Excludes credit cards. Cannot be combined with other offers. Subject to credit approval.

*Available for $7/month